li {
	margin: 0;
	padding: 0;
}
ul {
	margin: 0;
	padding: 0;
}
h4 {
	margin: 0;
	padding: 0;
}
h3 {
	margin: 0;
	padding: 0;
}
h2 {
	margin: 0;
	padding: 0;
}
h1 {
	margin: 0;
	padding: 0;
}
body {
	margin: 0;
	padding: 0;
}
html {
	margin: 0;
	padding: 0;
}
h1 img {
	display: block;
}
img {
	border: 0;
}
a {
	color: #344152;
}
.left {
	float: left;
	overflow:hidden
}
.right {
	float: right;
	overflow:hidden
}

.clear {
	clear: both;
	height: 1px;
}

body {
	background: #FFFFFF url(images/page_bg.gif) repeat-x;
	text-align: center;
	font: 12px arial, sans-serif;
	color: #525C65;
}

.lmore {
	text-align: right;
	text-decoration:underline;
	color: #FFFFFF;
}

.dmore {
	text-align: right;
	text-decoration:underline;
	color:#344152; /**dark colour**/
	font-weight:bolder;
}



/** layout **/
#wrapper {
	text-align: left;
	margin: auto;
	width: 728px;
  position: relative;
}

h1 {
  position: absolute;
  top: 220px;
  left: 320px;
  height: 43px;
  padding-top: 8px;
  width: 414px;
  text-align: left;
  color: #FFFFFF;
  font: 14px "arial", serif;
  font-weight: normal;
}



#top-nav {
  position: absolute;
  top: 5px;
  left: 414px;
  width: 306px;
  height: 159px;
  background: url('images/header.jpg') no-repeat ;
  }

#top-nav-link {
  position: absolute;
  top: 40px;
  width: 306px;
  height: 149px;
text-indent:-9999px

 
  
}

#top-nav ul {
  text-align: left;
  line-height: 32px;
}
#top-nav li {
  display: inline;
  font-size: 12px;
  color: #BDC8DB;
}
#top-nav a {
  text-decoration: none;
  font-weight: normal;
  color: #BDC8DB;
}
#top-nav a:hover {
  text-decoration: underline;
  
}

#header {
  background: url(images/header_bg2.jpg) no-repeat;
  
  position: absolute;
  top: 19px;
  left: 0px;
  width: 414px;
  height: 145px;
}

/** body **/
#spacer {
  height: 165px;
  color:#FFFFFF;
}

#body {
  background: url(images/body_bg.gif) repeat-y;
  width: 100%;
  overflow:hidden
}

#body1 {
  background: url(images/body_bg1.gif) repeat-y;
  width: 100%;
  overflow:hidden
}

#body2 {
  background: url(images/body_bg3.gif) repeat-y;
  width: 100%;
 overflow:hidden;

}

#left {
  float: left;
  width: 412px;
  overflow:hidden
}
#left1 {
  float: left;
  width: 713px;
 
  overflow:hidden

}

#right {
  float: right;
  width: 312px;
  overflow:hidden
}

#right1 {
  float: left;
  width: 312px;
  overflow:hidden
}


#nav ul {
}
#nav li {
  float: left;
  width: 102px;
  height: 34px;
  line-height: 34px;
  text-align: center;
  background: url(images/tab_lit.gif) repeat-x;
  border-left: 1px solid white;
  list-style: none;
  overflow:hidden
}
#nav a {
  font: 16px "arial", serif;
  color: #FFFFFF;
  text-decoration: none;
}
#nav a:hover {
  text-decoration: underline;
}
#nav li.drk {
  background: url(images/tab_drk.gif) repeat-x;
  border-left: none;
  padding-left: 1px;
}



#subs-left {
  float: left;
  width: 90px;
  padding-right: 15px;
   padding-left: 5px;
  padding-bottom: 10px;
  margin-top: 22px;
  overflow:hidden
}
#subs-right {
  float: left;
  width: 260px;
  padding-left: 15px;
  padding-right: 25px;
  padding-bottom: 10px;
  margin-top: 22px;
  overflow:hidden
}

#subs-right1 {
  float: left;
  width: 160px;
  padding-left: 15px;
  padding-right: 25px;
  padding-bottom: 10px;
  margin-top: 22px;
  overflow:hidden
}

#subs-right1 a {
 
  padding-left: 5px;
 text-decoration: underline;
 overflow:hidden
}

#subs-right1 h2{
font: 18px "arial", serif;
  color: #BDC8DB;
       padding-top: 10px;
        margin-bottom: 12px;
        overflow:hidden
    

}
#subs-right1 h3{
font: 18px "arial", serif;
  color: #323E51;
       padding-top: 10px;
        margin-bottom: 12px;
        overflow:hidden
    

}

#full_text {

   color: #344152;
  font: 14px "arial", serif;
  font-weight: normal;
 padding-left: 20px;
  
 }


#subs-left a {
  color: #BDC8DB;
  padding-left: 5px;
 text-decoration: none;
 
}

#subs-left a:hover {
  text-decoration: underline;
}

#subs-left {
  color: #FFFFFF;
}
#subs-left h2 {
  color: #323E51;
  font: 22px "arial", serif;
  margin-bottom: 12px;
}

#subs-left h3 {
  color: #FFFFFF;
  font: 16px "arial", serif;
}
#subs-left p {
  text-align: justify;
}

#subs-right h2 {
  color: #FFFFFF;
  font: 22px "arial", serif;
  margin-bottom: 12px;
}
#subs-right h3 {
  color: #FFFFFF;
  font: 16px "arial", serif;
  margin-bottom: 5px;
}
#subs-right p {
  margin-top: 0;
  color: #FFFFFF;
}
#right .left {
  margin-right: 4px;
}
#subs-right .left {
  margin-right: 4px;
}


#right-i {
  padding: 4px 25px 0 20px;
  margin-top: 1.5em;
  color:#344152;
}
#right h2 {
  color: #323E51;
  font: 22px "arial", serif;
  margin-bottom: 12px;
}
#right h3 {
  color: #000000;
  font: 16px "arial", serif;
  margin-bottom: 5px;
}
#right p {
  margin-top: 0;
  color: #163348;
}
#right .left {
  margin-right: 4px;
}
#right a {
  color: #163348;
  font-weight: bold;
  text-decoration: underline;
}

#right .left {
  margin-right: 4px;
}

#subs-right .left {
  margin-right: 4px;
}

#product {
	border-bottom:thin #BDC8DB solid;
}

#product_text {

   color: #344152;
  font: 14px "arial", serif;
  font-weight: normal;
 padding-left: 200px;
  
 }





/** footer **/
#copyright {
  background: #FFFFFF;
  color: #6D7481;
  text-align: left;
  font-size: 11px;
  width: 100%;
  padding: 5px 0;
  margin-bottom: 20px;
}
#copyright p {
  margin: 0;
  padding: 0;
}